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Posted by Alan Webber on Dec 1st, 2011 and filed under Insurance.

Toronto, ON (PRWEB) November 30, 2011

After filing a claim with an insurance company, the claims department will assign the claim to an adjuster. Expect to hear from an adjuster shortly after filing a claim, as this person will be the main contact at the insurance company throughout the process. Getting to know the insurance adjusters role and what you should expect from the adjuster helps make the claims process go smoothly.

The Role of an Adjuster

The adjusters job is to determine whether the person making a claim is owed payment under the insurance policy.

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A national independent broker-dealer is raising fees, including its advisor affiliation fee, starting Jan. 1, 2012, after two decades of maintaining the same rates.

LPL Financial plans to instate the following increases: for branches with 1-4 advisors, the fee will increase from $125/month per advisor to $175/month per advisor; for branches with 5-11 advisors, the fee will increase from $600/month divided by the number of advisors in the branch to a flat rate of $125/advisor; and for branches with 12 or more advisors, the fee will increase from $50/month per advisor to $100/month per advisor.

The broker-dealer said it has about 12,800 financial advisors.

The advisor affiliation fee was not raised for more than 20 years, according to LPL Financial.

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Statistics show that more and more foreign students are coming to the United States to study. This would also mean that there is also an increase in the number of international student insurance policies.

For a foreign student to be allowed to study in the United States, having acceptable international student insurance is one of the requirements with which he will need to comply. It can be insurance provided by a University-affiliated insurer or it could also come from an approved third party insurance provider.

International student insurance is very important for a foreign student studying in the United States.

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At his impressive Knightsbridge apartment, Iain Walker looks surprisingly relaxed when I tell him that his postcode has just left his pension 1,000 a year worse off.

Down the road near Croydon, Joy Carrier is relieved that she swapped postcodes, by moving home, and saved hundreds of pounds on her car insurance.

And more than 120 miles away, Ben Bydawell wonders how much longer his wife, Wendy, would have survived cancer if only their postcode had begun GL instead of HR.

These people have never met, but they have one thing in common. Almost every aspect of their lives is determined by the numbers and letters that come at the end of their address. And so is yours.

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The U.S. insurance industry, already bruised by one of the most devastating weather years in history, appears to have suffered another blow from Saturday’s unprecedented northeastern snowstorm.

Early data from some of the country’s largest insurers suggests the hit was not as severe as it could have been — because it came on a weekend.

At least eight people died in the storm and, as of Monday morning, some 2.2 million customers were still without power. More than 300 roads were partially or completely closed in Connecticut alone and many train lines into New York City were under prolonged suspensions.

Depending on how the damage shakes out, the storm could be at least the 11th billion-dollar economic disaster in the United States this year, a record. Full Post…