Thousands of families in the UK face personal and financial upheaval because of widespread flooding every year.
Here we round up the latest news and give advice on how to prepare for a flood and what to do if the worst does happens.
Tips and advice
What to do if the worst happens and putting it right when it does.
Checking to see if you are at risk and how to prepare your home to limit damage.
National flood map
The Environment Agency operates a national flood map.
How does your homeowners insurance company rank? The one time you dont want to find out they rate at the bottom of the list is when its time to file a claim. Insurance companies are good at taking your premium payment every month, but when it comes to paying out claims some companies rate better than others.
Most of us never think about our homeowners insurance until its time to file a claim. In fact, we can go years of just sending in our premium payments and never even so much as calling up our agent to say hello. Then comes the day when you need to file a claim and you find out that red tape and bureaucracy are the name of the game.
NEW YORK – Property/casualty rates are under mounting upward pressure due to recent catastrophe losses and continued low interest rates that have limited investment returns, according to speakers at last week’s Property/Casualty Insurance Joint Industry Forum in New York.
In addition, a survey of industry executives who attended the event found that nearly three-quarters of respondents said the industry is in the early stages of a hard market.
After 2012 saw a concentration of international earthquake, flooding and other major catastrophe losses, insurance companies are “seriously rethinking” their exposures, and commercial rate particularly those involving catastrophe risks clearly are rising, said Jay Gelb, managing director of Barclays Capital. Mr. Full Post…
Car insurance premiums are increasing year-on-year and while insurers have blamed claims firms chasing compensation payments and fraud, they stand accused of making the problem worse with a referral fees merry-go-round.
A hard-hitting Commons Transport Select Committee report in spring accused car insurers of double standards as they were blaming soaring insurance costs on ambulance-chasing personal injury firms that they sell leads to.
This is Money has been heavily critical of this fees merry-go-round, but intriguingly industry body the Association of British Insurers actually wants the fees banned itself.
On Wednesday, Money Mail put its case that rising car insurance costs are not down to fraud or greedy lawyers, but in fact it was down to insurance firms’ referral fees.
One of the universities that offer a foreign exchange student program is McNeese State in Louisiana. When all the requirements are complied with, including foreign exchange student insurance, an international exchange student will have the opportunity to study at the university.
Exchange programs like these offer both the students and university a more enriching learning experience. Both parties benefit from the different cultures that are shared through these foreign students, while the students benefit by getting the best education that they can have through the university.
According to McNeese State, there are more than 350 foreign students enrolled in the University in the fall of 2011.